Currency in the Netherlands: A Complete Guide (2024)

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Find out what currency is used in the Netherlands, tips and tricks for Dutch currency exchange, and how you can save money on your visit with the Wise euro card.

Learn about the euro card

Currency in the Netherlands: A Complete Guide (3)

What is the currency in the Netherlands?

The currency in the Netherlands is the euro. Each euro is divided into 100 cents.

When you’re buying currency for the Netherlands, look out for the currency code EUR. And once you’re in the Netherlands, you’ll see the symbol € used to show prices.

You’ll find Euro banknotes in denominations of 5, 10, 20, 50, 100, 200, and 500 - although the 200 and 500 EUR notes are seldom used. There are also 1 and 2 euro coins.

Cents come in coins of 1, 2, 5, 10, 20 and 50.

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Use the Wise euro card to spend in Dutch currency.

The Wise euro travel money card lets you top up in your local currency, and switch to euro to spend when you’re in the Netherlands. You’ll get the best rate for spending in euro - and can also hold and spend 40+ other currencies with the same card.

Get your Wise travel money card online for free, to send and spend money around the world at the mid-market exchange rate.

Simply top up your card and convert to the currency you need in real time using the Wise app.

You’ll always get the mid-market exchange rate with no hidden costs, and you’ll avoid foreign transaction fees while withdrawing from ATMs abroad, paying in restaurants and shops, and buying your accommodation and flights.

Learn more about the euro card

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Currency in the Netherlands: A Complete Guide (6)

Tips for exchanging currency in the Netherlands.

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Currency in the Netherlands: A Complete Guide (8)
Familiarise yourself with the mid-market rate before your trip.
The mid-market rate is the true exchange rate - with no sneaky hidden fees. Use an online currency converter before your trip to get a feel for what your money is worth and make sure you get a fair rate when you buy your travel money.

Convert GBP to EUR >

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Currency in the Netherlands: A Complete Guide (10)
Choose to be charged in the Netherlands currency when withdrawing from ATMs.
Being offered to pay in your own currency at an ATM is a sneaky trick and causes many travellers to pay more than they need to. Always choose to pay in the local currency - in this case, euro - to cut your costs and get the best rates available.
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Currency in the Netherlands: A Complete Guide (12)
Avoid changing currency at airports or hotels.
Currency exchange desks at airports and hotels often markup the exchange rates they use, and may charge hidden fees. Avoid this expensive option whenever you can.
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Currency in the Netherlands: A Complete Guide (14)
Use the Wise debit card to spend in the Netherlands without rip-off fees.
Withdraw money, pay for meals in restaurants or spend in shops in euro, all at the mid-market exchange rate with the Wise debit card.

Get your travel money card >

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Spending money in the Netherlands.

Paying by credit or debit card in the Netherlands

Card payments are the norm in the Netherlands, the Dutch are dedicated users of plastic so you'll be able to pay by card pretty much everywhere.

ATMs in the Netherlands

There are ATMs all over the larger towns and cities in the Netherlands. Look for signs for Geldautomaat - literally a money machine - at post offices, supermarkets, train stations and highstreets.

To get the best deal when spending on card or withdrawing money in the Netherlands, don’t forget to use the Wise travel money card to avoid sneaky exchange rate markups and excessive fees.

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Dutch currency services.

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Convert GBP to euro

Use our currency converter to see how much your money is worth in euro and familiarise yourself with the mid-market rate before your trip.

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Send money to the Netherlands

Need to send GBP to the Netherlands? Use Wise for fast, low-cost, and secure online money transfers from the United Kingdom to the Netherlands.

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See the best euro exchange rates

Compare live euro exchange rates and see how much you could save with Wise.

Other helpful currency guides.

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Other helpful currency guides.

Currency guide:

Austrian currency

Finnish currency

Latvian currency

Portuguese currency

Balinese currency

German currency

Lithuanian currency

Romanian currency

Bulgarian currency

Greek currency

Malaysian currency

Russian currency

Chinese currency

Hong Kong currency

Maltese currency

Slovakian currency

Cook Islands currency

Indian currency

Mexican currency

Slovenian currency

Costa Rican currency

Indonesian currency

Montenegrin currency

Spanish currency

Croatian currency

Irish currency

Moroccan currency

Swiss currency

Cypriot currency

Italian currency

New Zealand currency

UAE (Emirati) currency

Egyptian currency

Japanese currency

Peruvian currency

Ukrainian currency

Estonian currency

Kenyan currency

Philippine currency

Vietnamese currency

Dutch currency FAQs.

Get your Wise debit card and save on your trip to the Netherlands

Spend smart, save money. Avoid sneaky bank fees when travelling, with Wise.

Order your card now

Currency in the Netherlands: A Complete Guide (2024)

FAQs

What is the currency in the Netherlands? ›

Adoption of the euro

The euro banknotes and coins were introduced in the Netherlands on 1 January 2002, after a transitional period of three years when the euro was the official currency but only existed as 'book money'.

What currency do I need in Netherlands? ›

As in most European countries, the currency of the Netherlands is the Euro (symbolised as EUR or €).

What currency did the Netherlands used to use? ›

guilder, former monetary unit of the Netherlands. In 2002 the guilder ceased to be legal tender after the euro, the monetary unit of the European Union, became the country's sole currency.

Is it better to use cash or card in the Netherlands? ›

Using credit cards and debit cards in the Netherlands

If you only have a credit card, be advised that some Dutch supermarkets do not accept them at all. Even if you're in a tourist area where your card is normally accepted, it's always a good idea to carry a small amount of cash.

How much is $1 in Amsterdam? ›

1 USD = 1.793237 ANG Jun 13, 2024 07:47 UTC.

How much is 1000 Netherlands money in dollars? ›

Download Our Currency Converter App
Conversion rates Netherlands Antillean Guilder / US Dollar
500 ANG279.32950 USD
1000 ANG558.65900 USD
2000 ANG1,117.31800 USD
5000 ANG2,793.29500 USD
8 more rows

Should I exchange money before I travel to Amsterdam? ›

Wait until you arrive to withdraw money. I've yet to see a European airport that didn't have plenty of ATMs. Avoid (or at least minimize) cash exchange. Exchanging money is expensive: You'll lose about 5 to 10 percent when converting dollars to euros or another foreign currency.

What currency is used in Netherlands today? ›

The currency in the Netherlands is the euro. Each euro is divided into 100 cents. When you're buying currency for the Netherlands, look out for the currency code EUR. And once you're in the Netherlands, you'll see the symbol € used to show prices.

Do you tip in Amsterdam? ›

This one is pretty simple to answer – the Dutch do not have a tipping culture as strongly-ingrained as much of the English-speaking world. In a bar, restaurant, or private boat tour in Amsterdam, provided the service was good, a tip of around 10% is appreciated but not automatically expected.

What is the currency for Amsterdam? ›

The currency in Amsterdam is the Euro.

It's an easy way to change your pounds for euros and grab a currency card to avoid the last-minute panic at the airport.

How many euros are in 1 dollar? ›

0.9289 EUR

Is Amsterdam very expensive? ›

No, Amsterdam cannot be as expensive to visit as other European cities. However, Prices for accommodation, food, and attractions are relatively high compared to some other European cities. But we have a great experience and extensive research to help you plan a budget-friendly trip to Amsterdam.

How do tourists pay in the Netherlands? ›

The Netherlands is a very modern country. You can pay with cash or a debit card, and often with your phone via NFC, Apple Pay, or Google Wallet.

How much cash should I bring to Netherlands? ›

If you are travelling to the Netherlands or returning to the Netherlands after a trip abroad, there is no limit on the amount of money you can take with you. However, you may need to submit a customs declaration.

What is the best way to pay for things in Amsterdam? ›

The Bottom Line

In person, debit cards are the most popular payment methods. Pay.com can help you accept payments from the Netherlands, with a wide range of payment methods to choose from.

Does the Netherlands use the Euro or dollar? ›

The currency in the Netherlands is the euro. Each euro is divided into 100 cents. When you're buying currency for the Netherlands, look out for the currency code EUR. And once you're in the Netherlands, you'll see the symbol € used to show prices.

How much is 1 Euro in the Netherlands? ›

1.92255 ANG

Is the Netherlands expensive? ›

The cost of living in the Netherlands can vary depending on the city and lifestyle. On average, a single person may spend around €800-€1,200 per month on accommodation, food, transport, and other expenses. Students can expect to live comfortably in the Netherlands with a monthly budget of INR 86,000 (€952).

Is 3000 Euro a good salary in Netherlands? ›

Yes 3000 Euros would make you live confortable. There is one thing that can make quite a difference though, it is that many Dutch companies provide a lease car. Driving a car is very expensive in the Netherlands, and this makes a huge difference.

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